By: [LifePro](https://www.LifePro.co.uk/authors/LifePro-protection-experts/) Protection Experts Updated: 6th May 2025
By: [LifePro](https://www.LifePro.co.uk/authors/LifePro-protection-experts/) Protection Experts Updated: 6th May 2025
By: [LifePro](https://www.LifePro.co.uk/authors/LifePro-protection-experts/) Protection Experts Updated: 6th May 2025
Compare Life Insurance Quotes »**If you have a pre-existing medical condition,**[**securing income protection insurance**](https://www.LifePro.co.uk/income-protection/)**can be more challenging and your premiums may be more expensive.**
Below our dedicated experts have created a series of guides that explore a variety of medical conditions that could affect your income protection and ways you can find a policy that meets your requirements.
If you’re living with a health condition, then it’s even more important to compare prices from multiple insurers.
_Read our informative guides on income protection and medical conditions for all you must know._
Premiums for over 50s life insurance typically range from £10-£50 per month, depending on your age, smoking status, and the level of cover you choose. Policies are available with guaranteed acceptance for ages 50-85.
No, over 50s life insurance requires no medical exams or health questions. Everyone aged 50-85 is guaranteed acceptance regardless of their health conditions.
Most insurers pay out within 7-14 days of receiving the death certificate and completed claim form. This ensures your family can cover funeral expenses and other costs promptly.
Answer a few simple questions to get your instant quote
Get instant quotes from trusted UK insurers and ensure your loved ones are protected
Free, no obligation quotes • FCA regulated advisors • 100% impartial
