By: [LifePro](https://www.LifePro.co.uk/authors/LifePro-protection-experts/) Protection Experts Updated: 6th May 2025
By: [LifePro](https://www.LifePro.co.uk/authors/LifePro-protection-experts/) Protection Experts Updated: 6th May 2025
By: [LifePro](https://www.LifePro.co.uk/authors/LifePro-protection-experts/) Protection Experts Updated: 6th May 2025
Compare Life Insurance Quotes »**It’s a sad reality that funeral expenses are rising in the UK[1], and more bereaved families struggle to pay the total bill at short notice.**
That’s why it’s important to be aware of how much you may expect to cover a funeral and the simple ways you can save money while still saying a meaningful goodbye.
Many people worry about leaving enough money behind for their own funeral so purchase a [senior life insurance](https://www.LifePro.co.uk/life-insurance/senior-life-insurance/) policy to help towards this major expense when the time comes.
_Read our funeral planning guides and articles for everything you must know, whether you’re planning a funeral for a loved one or considering your own funeral wishes and would like to contribute towards the cost._
Premiums for over 50s life insurance typically range from £10-£50 per month, depending on your age, smoking status, and the level of cover you choose. Policies are available with guaranteed acceptance for ages 50-85.
No, over 50s life insurance requires no medical exams or health questions. Everyone aged 50-85 is guaranteed acceptance regardless of their health conditions.
Most insurers pay out within 7-14 days of receiving the death certificate and completed claim form. This ensures your family can cover funeral expenses and other costs promptly.
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